BOFNC Minimum Chequing Account
Chequing · Low-Transaction / BasicBOFNC-CHQ-004CADActive
Fees
- Monthly fee
- $3.95
- Monthly fee (senior)
- —
- Fee waiver balance
- —
- Fee waiver condition
- No balance-based waiver; $0 fee only for eligible groups (see eligibility)
- Transactions included
- 12 / month (incl. 2 full-serve) + unlimited public transit
- Extra transaction fee
- $1.25
- Interac e-Transfer fee
- —
ATM fees
- BOFNC ATM (domestic)
- $0.00
- Other ATM (domestic)
- —
- US / Mexico ATM
- —
- Other international ATM
- —
Interest & overdraft
- Interest bearing
- N
- Interest notes
- Non-interest-bearing chequing account
- Overdraft protection
- Subject to approval; 21% annual interest on overdrawn balance
- Debit card included
- Y
- Credit card rebate
- —
Eligibility
- Minimum age
- Age of majority in province/territory of residence
- Target segment
- Seniors / Fixed Income / Low-Transaction Users
- Eligibility
- Age of majority; valid ID; SIN; Canadian resident. $0 fee requires proof of eligibility: GIS recipient, RDSP beneficiary, Indigenous Peoples of Canada, or Newcomer to Canada (1st year)
Key features
- Low monthly fee
- designed for minimal banking needs
- Overdraft Protection available
Opening channels: Online; Phone; In-Branch
Catalog last updated 2026-10-08 · Source