Fees
- Monthly fee
- $0.00
- Monthly fee (senior)
- —
- Fee waiver balance
- —
- Fee waiver condition
- $0 fee until age 23; from 23 onward requires proof of full-time post-secondary enrollment
- Transactions included
- Unlimited
- Extra transaction fee
- $0.00
- Interac e-Transfer fee
- $0.00
ATM fees
- BOFNC ATM (domestic)
- $0.00
- Other ATM (domestic)
- —
- US / Mexico ATM
- —
- Other international ATM
- —
Interest & overdraft
- Interest bearing
- N
- Interest notes
- Non-interest-bearing chequing account
- Overdraft protection
- No monthly fee for the ODP service (subject to approval); 21% annual interest on overdrawn balance
- Debit card included
- Y
- Credit card rebate
- None (student credit cards offered separately)
Eligibility
- Minimum age
- 12+ (with parent/guardian under 14; independently online from 14+)
- Target segment
- Students & Youth
- Eligibility
- Ages 14-17 can open online with 1 photo ID; under 14 needs parent/legal guardian in branch; age 23+ needs proof of full-time post-secondary enrollment; international students eligible via International Student Banking Package (valid study permit required)
Key features
- BOFNC Access Card with Visa Debit
- free paper/online statements
- accelerated Starbucks Rewards
- CDIC insured
- converts to standard paid chequing account after graduation/age 23 without enrollment proof
Opening channels: Online (14+); Phone; In-Branch
Catalog last updated 2026-08-15 · Source