Fees
- Monthly fee
- $0.00
- Monthly fee (senior)
- —
- Fee waiver balance
- —
- Fee waiver condition
- N/A — always $0 monthly fee
- Transactions included
- Unlimited free transfers to BOFNC deposit accounts
- Extra transaction fee
- $5.00
- Interac e-Transfer fee
- —
ATM fees
- BOFNC ATM (domestic)
- —
- Other ATM (domestic)
- —
- US / Mexico ATM
- $2.00
- Other international ATM
- $3.00
Interest & overdraft
- Interest bearing
- Y
- Interest notes
- Tiered standard rate ~0.40%-0.65% by balance; Boosted Rate up to 1.50% on balances $5,000+ when paired with an eligible BOFNC chequing account and 2 of 3 qualifying monthly transactions — confirm current rate before import
- Overdraft protection
- N/A (savings account)
- Debit card included
- N
- Credit card rebate
- —
Eligibility
- Minimum age
- Age of majority in province/territory of residence
- Target segment
- Growth-Focused Savers
- Eligibility
- Age of majority; valid photo ID or 2 pieces non-photo ID; SIN; Canadian resident. Boosted Rate additionally requires an eligible BOFNC chequing account (Unlimited, All-Inclusive, or Wealth Private Banking) with 2 of 3 qualifying monthly transactions
Key features
- Tiered interest
- Boosted Rate eligibility via linked chequing account
- unlimited free transfers
Opening channels: Online; Phone; In-Branch
Catalog last updated 2026-08-15 · Source