Fees
- Monthly fee
- $0.00
- Monthly fee (senior)
- —
- Fee waiver balance
- $10,000.00
- Fee waiver condition
- N/A — always $0 monthly fee; $10,000 balance threshold applies to interest, not the fee
- Transactions included
- Free online transfers only (EasyWeb/BOFNC app)
- Extra transaction fee
- $5.00
- Interac e-Transfer fee
- —
ATM fees
- BOFNC ATM (domestic)
- —
- Other ATM (domestic)
- —
- US / Mexico ATM
- $2.00
- Other international ATM
- $3.00
Interest & overdraft
- Interest bearing
- Y
- Interest notes
- 0% interest on balances under $10,000; competitive posted rate (approx. 0.45%+) applies on balances of $10,000 or more — confirm current rate before import
- Overdraft protection
- N/A (savings account)
- Debit card included
- N
- Credit card rebate
- —
Eligibility
- Minimum age
- Age of majority in province/territory of residence
- Target segment
- Online Banking / Larger Balances ($10,000+)
- Eligibility
- Age of majority; valid photo ID or 2 pieces non-photo ID; SIN; Canadian resident; no minimum opening deposit
Key features
- Free online transfers to other BOFNC deposit accounts (EasyWeb/BOFNC app only, not cheque/e-Transfer)
Opening channels: Online; Phone; In-Branch
Catalog last updated 2026-08-15 · Source